Author: Mr and Mrs DDU.
We’ve now been blogging on Dividends Down Under for over a year since our first post. A lot has happened in that time, so we thought it would be a good idea to look back and reflect on what we’ve achieved and some big events:
Investing – We’ve done a lot of investing over the last 12 months, we’ve posted about 16 purchases and 2 sales. This has allowed our portfolio to grow quite a bit, but is still tiny compared to some other bloggers and where we want to be.
Hopefully in the months and year ahead we can make regular investments if everything goes to plan. It will be very exciting when we pass the 5 digit mark and 6 digit mark (which is years off!).
Dividends – We’re happy with how our dividends are slowly growing, our blog is named after dividends after all. We keep a running tally of our dividends here and we’ve blogged about receiving $727.36 in dividends so far. We want to eventually get to a point where our dividend income is more than our expenses each year, so we have a long way to go.
Being on this journey has shown us the power of dividends and the longer we do this, the more affirmation we get that we’re doing the right thing as we hone our investing style more.
Moved from free hosting to Bluehost – Our blog has come a long way from the very basic one we first made on WordPress, even if it isn’t the most hi-tech blog around. We chose a new theme, Mrs DDU now makes a picture for every article, we have Google Adsense and we have an s on our https site address – pretty rare among bloggers (it makes the site a little more secure for everyone).
Had 1 IVF cycle cancelled – This wasn’t the greatest part of our year, our lowest probably. We’d been through a lot to get there, yet it meant we had a really long way to go until we could have another attempt. We’re getting close but there are still some things we need to finalise first. Hopefully 2017 will be the year we finally can get our baby. Fingers crossed.
We’ve made so many friends – We wanted our blog to encourage other people in our position to show that it’s possible to positively affect their financial future.
Yet we have been just as encouraged by the comments on our blog and reading other people’s journeys. I think it goes to show that no matter what you’re doing, whether it’s fitness goal, financial goal or weight goal etc, that it feels much better doing it with someone or multiple people by your side.
We’ve learned: blogging is much more than just writing – If you run your own site and do everything yourself, a lot the time is spent doing other things like social media, reading other blogs, back-end technical things, replying to comments on our blog. Some of those things are more fun than others, but replying to comments from you (our readers) is what we enjoy the most.
We’ve learned: don’t do too little, but don’t do too much – The older we get, the more we realise how motivating having goals is, it really adds fire to our lives. But at the same time we’ve found it’s important to not overload our lives either. Life is all about balance right?
We’ve learned: it’s better to keep the blog real and honest, rather than take the money – We are approached quite regularly to feature some product, sponsored post, link or website. We could have accepted those, but we feel for us personally, it’s more genuine just to keep the content true to what we want to write about. Google Ads are all we want for now but we reserve the right to change our minds especially if an opportunity comes along for a product or service we really believe in.
There’s no “correct” way to be financially independent and retire early – It doesn’t matter about your job, your savings rate or how you invest, as long as you’re making progress on your journey and happy doing it. We shouldn’t think about our life as two separate lives before and after FIRE – we’re living our lives now and we should make sure we’re happy doing it.
We’ve really enjoyed our first year of blogging and we can’t wait to get the new year started. This is just the start of Dividends Down Under and we hope you enjoy the next year and the years to come. Thanks for reading all of our words, commenting and rooting for us on our journey.
Onwards and upwards!
Mr & Mrs DDU