Author: Mr and Mrs DDU.
One of the biggest hurdles to overcome most challenges in life is not having the belief that you can do it. Sometimes that’s not having the belief in yourself or other people not believing in you, which can have an effect on you.
Sadly, not having the belief of family or friends can be so off-putting that you might not even try to attempt something.
You might (seriously) say that you want to run a marathon and you’re laughed at.
You might say that you want to lose 10kg and are laughed at.
You might say you are aiming to retire by the age of 40 (with a million dollars) and you might get a whole range of reactions.
The biggest thing with achieving an achievable, but difficult, goal is to believe you can do it and just start going for it.
Running only half a marathon if you were aiming for a marathon is still a great achievement. Losing 5kg is still a great achievement. Retiring by 45 or 50 is still a wonderful achievement.
We think that’s partly why we are so private about our finances. We don’t want to have to justify our choices or defend our financial position (created from hard work, high savings and investing). We don’t want the negative or disbelieving attitudes. Negativity can have a constraining effect on your motivation for your goals.
We have our goals set out. We have our plan and we are working on it. It’s also important that we make sure not to look for approval from other people, having ‘status’ or looking impressive doesn’t make our achievements more worthy. What our family/other people around us think of our lifestyle choices won’t bring us more or less happiness at the end of the day. We are working hard for us and the most important place to find approval is from within.
At first we thought it would be impossible to make a $42k gross salary work between us for a household budget when we first moved out, but we did it (we were only saving $200 a month but it worked). We believed we could do it and took the frugal steps to make it work. Now we are sure we can achieve FIRE by 45 – or maybe sooner.
This is something we have to keep telling ourselves. You can only achieve something by setting out to do it. Don’t let ‘haters’ who don’t believe in you stop you from trying to achieve whatever you want. And don’t let your own disbelief stop you either.