Category Archives: Frugality & Our Financial Choices

How we saved $200 in minutes

By | June 29, 2016

How we saved $200 in minutes - dividends down under blog

Author: Mrs DDU.

In this day and age we are lucky to have the convenience and technology to set up automatic payments to the companies that we have long researched and selected to receive our business. On the flip side it tempts us to be lazy, to let those payments go month after month, to automatically renew a contract or plan without considering your value … Continue reading >>

Dividends Down Under Inflation Study

By | May 18, 2016

Author: Mr DDU.

We are huge advocates of ‘living below your means’, investing the difference and gaining financial independence as quickly as possible.

Investing is extremely important in our plan to make ‘retiring’ possible. But there is another extremely important reason to invest: inflation. Inflation slowly eats away at the value of a dollar; it makes a loaf of bread, a bottle of milk, an … Continue reading >>

Do you earn as much as you think you do per hour?

Do you earn as much as you think you do - dividends down underAuthor: Mr DDU.

A vast majority of people earn their money working for a wage or salary. Most employees get paid either an hourly wage or an annual salary (which you can calculate an hourly rate from).

So when you’re spending 5 days a week working, you want as much bang for your buck. Most people see this as ‘earn as much as you can’ … Continue reading >>

Should we get a credit card?

By | April 25, 2016

Why we will never get a credit card - dividends down underAuthor: Mr DDU.

Credit cards are something a lot of people have, but we never will. There are a lot of different types and ‘levels’ all with fancy names like ‘Platinum Card’ and ‘Black card’ designed to make you feel special and important for owning one. They all have different limits, benefits, providers and interest rates.

Why do people get a credit card to begin Continue reading >>

Private Health Insurance: Rebate, Tax & Lifetime Health Cover Loading

By | April 20, 2016

is private health insurance worth it for australians - dividends down under blogAuthor: Mrs DDU.

Private health insurance (PHI) is a very extensive topic in Australia, with lots of things to consider when navigating the PHI pros and cons list. “Should I get private health insurance?” Is a question almost every Aussie asks themselves at some point in their life. I wrote an article here explaining the basics of our choice and mindset for our specific medical … Continue reading >>